Preheat oven to 350. Put cupcake liners in 12 holes of a standard muffin tin.
Combine the cream cheese, butter, and honey in a medium bowl and mix with a hand mixer until smooth.
Add the eggs, mashed banana, and vanilla. Mix until well combined.
Stir in the dry ingredients.
Add nuts, if using, and mix until they are evenly distributed in the batter.
Transfer the batter to the prepared muffin tin.
Bake for 24-30 min or until the centers feel firm when lightly pressed and the edges are deep golden brown.
Notes
Nutrition: This recipe makes a dozen muffins. The nutrition facts are for one muffin. There are 3.9 NET carbs per serving.To Freeze: Place the muffins in a single layer in a freezer-safe container or freezer bag. They can freeze up to 3 months. Thaw on the counter or in the fridge overnight.Substitutions: You can swap the banana extract for lemon, lime, orange, or even almond extract to change the flavor.Notes on Sweeteners: